Effective date: 19 May 2026
By downloading, installing, or using SmartBahi, you agree to these Terms & Conditions. If you do not agree, please do not use the application.
1. About the Application
SmartBahi is a digital ledger and khatabook platform that lets you:
- Record credit and debit transactions
- Manage customer accounts
- Maintain business financial records digitally
- Track balances and payment history
2. User Responsibilities
You are solely responsible for the accuracy of the financial records you enter.
- Provide accurate registration information
- Keep your account credentials confidential
- Use the application lawfully
- Avoid misuse, unauthorized access, or harmful activities
3. OTP Authentication
The app uses mobile number verification and OTP authentication for secure access. By using the app, you consent to receiving OTP messages for authentication.
4. Data & Backup
- You are responsible for reviewing and maintaining your records
- We recommend backing up important data regularly
- We are not liable for accidental data loss from device failure, third-party issues, or unforeseen technical problems
5. Prohibited Activities
- Using the app for illegal or fraudulent purposes
- Reverse engineering or hacking the application
- Distributing malware or harmful code
- Violating applicable laws or regulations
6. Intellectual Property
All rights related to SmartBahi — branding, logo, design, features, and software — are owned by Arthonix Technology LLP and protected under applicable intellectual property laws.
7. Limitation of Liability
- SmartBahi is provided on an "as-is" and "as-available" basis
- We do not guarantee uninterrupted or error-free service
- We are not liable for indirect, incidental, or consequential damages arising from app usage
8. Account Suspension or Termination
We may suspend or terminate accounts that violate these Terms, engage in suspicious or illegal activity, or misuse the platform.
9. Changes to Terms
We may update these Terms periodically. Continued use after updates means you accept the revised terms.
10. Governing Law
These Terms are governed by and interpreted under the laws of India.
Contact
Arthonix Technology LLP
Email: info@arthonix.com
Address: Kharar, Punjab, India